1st Choice Savings Rates
1st Choice Savings is committed to giving our members the most competitive, flexible rates for investments, mortgages, savings, and borrowing needs. All of your deposits are also 100% guaranteed through the Deposit Guarantee Corporation of Alberta.
Prime Rate |
5.95% |
U.S. Dollar Exchange Rates | |
Member Sells USD |
1.3765 |
Member Buys USD |
1.4215
|
Closed Residential Mortgages |
Rates |
6 Month Closed |
7.050% |
1 Year Closed |
6.090% |
2 Year Closed
|
5.590% |
3 Year Closed |
4.790% |
4 Year Closed |
4.790%
|
5 Year Closed |
5.090%
|
7 Year Closed |
5.090%
|
5 Year Special Rate |
4.490%
|
Open Residential Mortgage |
Rates |
6 Month Open |
7.790% |
1 Year Open |
8.290% |
Home Equity Line of Credit |
Rates |
Prime Rate + 0.50% |
6.950% |
* All rates subject to change without notice
Premium Accounts |
Rates |
Premium Savings: Over $5,000 |
0.750% |
Savings Accounts |
Rates |
Daily Savings: All Balances |
0.05% |
Infinity Savings: All Balances |
0.05% |
High Interest Savings: All Balances |
1.00% |
Daily Infinity |
Rates |
Daily Infinity: Over $5,000 |
0.05% |
Youth Accounts |
Rates |
Youth |
1.00% |
* All rates subject to change without notice
Long Term Non-Redeemable GICs |
Rates |
1 Year |
3.750% |
2 Years |
3.600% |
3 Years |
3.500% |
4 Years |
3.400% |
5 Years |
3.400% |
Short Term Non-Redeemable GICs |
Rates |
30 Days |
1.750% |
60 Days |
2.000% |
90 Days |
2.000% |
180 Days |
2.750% |
270 Days |
2.850% |
Fixed Rate Non-Redeemable |
Rates |
13 Month |
3.750% |
18 Month |
3.700% |
30 Month |
3.500% |
* All rates subject to change without notice
Long Term Classic Non-Redeemable RRSPs |
Rates |
1 Year |
3.750% |
2 Years |
3.600% |
3 Years |
3.500% |
4 Years |
3.400% |
5 Years |
3.400% |
Fixed Rate Non-Redeemable |
Rates |
13 Month |
3.750% |
18 Month |
3.700% |
30 Month |
3.500% |
Savings Accounts |
Rates |
Variable RRSPs |
1.000% |
* All rates subject to change without notice
Non-Redeemable RRIFs |
Rates |
1 Year |
3.750% |
2 Years |
3.600% |
3 Years |
3.500% |
4 Years |
3.400% |
5 Years |
3.400% |
Fixed Rate Non-Redeemable |
Rates |
13 Month |
3.750% |
18 Month |
3.700% |
30 Month |
3.500% |
Savings Accounts |
Rates |
Variable RRIFs |
1.000% |
* All rates subject to change without notice