1st Choice Savings Rates

1st Choice Savings is committed to giving our members the most competitive, flexible rates for investments, mortgages, savings, and borrowing needs. All of your deposits are also 100% guaranteed through the Deposit Guarantee Corporation of Alberta.
Prime Rate
5.45%
U.S. Dollar Exchange Rates
Member Sells USD
1.4156
Member Buys USD
1.4606

Closed Residential Mortgages

Rates

6 Month Closed
7.050%
1 Year Closed
6.090%
2 Year Closed

5.590%
3 Year Closed
4.790%
4 Year Closed
4.790%
5 Year Closed
5.090%
7 Year Closed
5.090%
5 Year Special Rate
4.490%

Open Residential Mortgage

Rates

6 Month Open
7.790%
1 Year Open
8.290%

Home Equity Line of Credit

Rates

Prime Rate + 0.50%
6.950%
* All rates subject to change without notice

Premium Accounts

Rates
Premium Savings: Over $5,000
0.750%

Savings Accounts

Rates
Daily Savings: All Balances
0.05%
Infinity Savings: All Balances
0.05%
High Interest Savings: All Balances
1.00%

Daily Infinity

Rates
Daily Infinity: Over $5,000
0.05%

Youth Accounts

Rates
Youth
1.00%
* All rates subject to change without notice

Long Term Non-Redeemable GICs

Rates
1 Year
3.600%
2 Years
3.550%
3 Years
3.300%
4 Years
3.300%
5 Years
3.300%

Short Term Non-Redeemable GICs

Rates
30 Days
1.750%
60 Days
2.000%
90 Days
2.000%
180 Days
2.750%
270 Days
2.850%

Fixed Rate Non-Redeemable

Rates
13 Month
3.600%
18 Month
3.650%
30 Month
3.300%
* All rates subject to change without notice

Long Term Classic Non-Redeemable RRSPs

Rates
1 Year
3.600%
2 Years
3.550%
3 Years
3.300%
4 Years
3.300%
5 Years
3.300%

Fixed Rate Non-Redeemable

Rates
13 Month
3.600%
18 Month
3.650%
30 Month
3.300%

Savings Accounts

Rates
Variable RRSPs
1.000%
* All rates subject to change without notice

Non-Redeemable RRIFs

Rates
1 Year
3.600%
2 Years
3.550%
3 Years
3.300%
4 Years
3.300%
5 Years
3.300%

Fixed Rate Non-Redeemable

Rates
13 Month
3.600%
18 Month
3.650%
30 Month
3.300%

Savings Accounts

Rates
Variable RRIFs
1.000%
* All rates subject to change without notice

Non-Redeemable TFSAs (Minimum $500)

Rates
1 Year
3.600%
2 Years
3.550%
3 Years
3.300%
4 Years
3.300%
5 Years
3.300%

Fixed Rate Non-Redeemable

Rates
13 Month
3.600%
18 Month
3.650%
30 Month
3.300%

Savings Accounts

Rates
Variable TFSAs
1.000%
* All rates subject to change without notice

Consumer Loans

Rates
Floating Rate
Prime Rate + 2.00%
RRSP Loans
Prime Rate
Authorized Overdraft
19.25%
* All rates subject to change without notice
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