Low Rate Credit Cards

Enjoy our low rate credit cards!


1st choice savings centra visa gold card

Centra Visa* Gold Card


Earn 1 point for every $1 spent on everyday purchases1
Purchase Protection & Extended Warranty2
Annual Fee: $50.00
Interest Rate (Purchases): 12.99% Fixed
1st choice savings classic mastercard

Classic Mastercard®


Purchase Protection & Extended Warranty2
Mobile Device Insurance2

Annual Fee: $0.00
Interest Rate (Purchases): 13.99% Fixed

Take control of your credit card with CardWise!

Visit CardWise Online to check your balance, see transactions and make payments. For account management on the go, download CardWise Mobile from your mobile device’s app store!

Features


Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!*

To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store.

Cards include robust insurance benefits such as auto rental collision,2 emergency healthcare,3 mobile device insurance,2 and more!

All cards are equipped with 24/7 fraud monitoring, which includes controls and alerts sent directly to your mobile phone.

*Standard text messaging rates apply.

Features


Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!*

To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store.

Cards include robust insurance benefits such as auto rental collision,2 emergency healthcare,3 mobile device insurance,2 and more!

All cards are equipped with 24/7 fraud monitoring, which includes controls and alerts sent directly to your mobile phone.

Security Features

*Standard text messaging rates apply.

Not right for you?

Check out our other cards:

Not right for you?

Check out our other cards:

*Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.

2 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

3 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa

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