Borrowing
Our team of financial experts will help guide your financial future and ensure that you are making sound borrowing decisions.
Line of Credit

  • A line of credit provides the flexibility of a revolving credit line to pay for purchases or other personal expenses.

  • Take an advance whenever you need cash quickly and only pay interest on the amount you use.

Mortgages

  • We believe owning a home is a powerful way for you to create value over your lifetime.

  • We can help you determine what you can afford, your payments, and even how to manage your down payment.

Loans

  • Home repairs, unexpected bills, or a new automobile ... whatever the reason, a loan can make it possible!

  • We offer a variety of secured and unsecured loans to meet your borrowing needs and get you what you need.

Credit Cards

  • 1st Choice Savings is now offering a new suite of Mastercard and Visa credit card products!

  • Our new personal and business card products offer a wide range of benefits to meet your needs and lifestyle.

Ways to Manage Debt


Debt consolidation is a way to pay off multiple unpaid debt balances by combining them into one lower-interest loan or a line of credit for faster repayment. Consolidating multiple debts can help you:

  • Save on interest costs

  • Organize your payments

  • Lower your payments and pay debts faster

Speak to our advisors to learn about other ways we can help you manage debt.

Ways to Manage Debt


Debt consolidation is one of the ways to manage and pay off multiple unpaid debt balances by combining them into one lower-interest loan or a line of credit for faster repayment. Consolidating multiple debts can help you:

  • Save on interest costs

  • Organize your payments

  • Lower your payments and pay debts faster

Speak to our advisors to learn about other ways we can help you manage debt.

Make More Informed Borrowing Decisions

Learn how much you could save or borrow based on your financial situation.

Other Borrowing Options

Home Equity Line of Credit

Use the value of your home to your advantage - pay off high-interest debts faster with a lower-interest home equity line of credit.

Line of Credit

Get flexible access to funds while repaying your debt. Take advantage of interest rates lower than most credit cards with a personal line of credit.

Loans

Pay off your debt within a set time period. Pay a fixed amount weekly, bi-weekly, or monthly with a personal loan.
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