Cheques & Deposits

Information on cheques, making deposits, deposit limits, and mobile & direct deposit.

Using Mobile Deposit

Please note that this method of depositing a cheque can only be done through the mobile app.

  1. Sign in to your 1st Choice mobile app.

  2. From the home page, click on the Mobile Deposit icon. From any other screen in the mobile app, select ‘Move Money’. Under Transfers, select ‘Mobile Deposit’

  3. From the home page, select ‘Move money’

  4. Under Transfers, select ‘Mobile deposit’

  5. Select the account you would like to deposit the cheque in to.

  6. Enter the cheque amount.

  7. Using your mobile device, take a picture of the front and back of the cheque.

  8. You may see a Pop-up Alert that states: “The amount on the photo and the amount entered do not match. Confirm if the entered amount is correct.” You must either click “Confirm amount” if the amount matches the cheque, or “Edit” to change the amount entered.

  9. Confirm the deposit details and select ‘Continue’

  10. Success! Your cheque has been deposited.


Last updated November 4, 2024

Cheques

When deposited in-branch or online, a cheque is subject to a 10-day hold.

All cheques deposited through an ATM are subject to a 6-day hold.


Last updated November 5, 2024

Making deposits to your account

Types of cheques that can be deposited

Deposit limits

Taking good images of cheques for mobile deposit

Reasons your cheque image may have been rejected in mobile deposit

What to do with a cheque you have mobile deposited

Understanding direct deposit

Setting up a direct deposit

Get the Direct Deposit payroll form

Viewing direct deposit details

Ordering cheques

Placing a stop on a cheque

Viewing cheque issued from my account

Time limits for cashing cheques

Getting a void cheque

Need Assistance?


Call Us

1-866-803-0733

Open 8am to 4pm, Monday through Friday

Or view other branch contacts>

Email Us

info@1stchoicesavings.ca

Typically responds in 1 business day

Get Advice

Meet with an advisor. 

Book an Appointment

Or visit a branch>

Need Assistance?


Call Us

1-866-803-0733

Open 8am to 4pm, Monday through Friday

Or view other branch contacts>

Email Us

info@1stchoicesavings.ca

Typically responds in 1 business day

Get Advice

Meet with an advisor. 

Book an Appointment

Or visit a branch>

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