1st Choice Savings - Business Credit Cards

A card for all of your business needs.

Business Cards

Visa Infinite Business* Card

★ Earn 1.5 points for every $1 spent on business purchases¹

★ Purchase Protection & Extended Warranty²

Annual Fee:	$130.00
Interest Rate (Purchases):	20.99%

Card Details

Low Rate Visa* Business Card

★ Zero Liability Fraud Protection³

★ Purchase Protection & Extended Warranty²

Annual Fee:	$25.00
Interest Rate (Purchases):	13.99%

Card Details

No Fee Cash Back Visa* Business Card

★ Zero Liability Fraud Protection³

★ Purchase Protection & Extended Warranty²

Annual Fee:	$0.00
Interest Rate (Purchases):	19.99%

Card Details

Pay contactless with your Android phone

Google Pay works anywhere contactless payments are accepted. Just wake up your Android phone and hold it near the reader until you see a checkmark. You don’t even need to open the app.

Set up Google Pay™ in a few easy steps

On your smartphone:

Download the Google Pay app from Google Play or the App Store.
Follow the instructions to add a card or another payment method.
Verify your card if needed. Then you're all set!

On your wearable:

Open Google Pay on the watch
Tap (+) to Add Card
Follow the on-screen prompts to complete the setup.

Where to use Google Pay™

Google Pay works wherever Interac Flash® is accepted. Just look for the Interac Flash logo or contactless symbol at the checkout. Some stores will also display the Google Pay logo.

You can also pay online and in-app wherever the Buy with Google Pay button is displayed.

Add your 1st Choice Savings credit card to Samsung Pay to easily pay for purchases with your Samsung device. Simply wipe up from the home button to access your favorite cards.

It’s easy: Hold your device to the payment terminal.
It’s secure: Samsung Pay has built-in features to help ensure your accounts are secure.

Adding a card to Samsung Pay^® is easy

Samsung Pay is available on the latest Samsung devices: Galaxy S9 & S9+, Galaxy S8 & S8+, Galaxy S7 & S7 edge, Galaxy S6, S6 edge & S6 edge+, Galaxy Note9/Note8/Note5, and Galaxy A8/A5.

Samsung Pay comes pre-installed on most recent Samsung phones. If you don't have the app, you can download it from the Google Play store. You’ll need to be signed in to your Samsung account to use Samsung Pay.

Open Samsung Pay and register your Samsung Pay PIN.
Follow on-screen instructions to add your credit card and then select your preferred method to verify the card.
Select your desired security or authentication options.

Where to use Samsung Pay^®

Simply look for the Interac Flash logo or contactless symbol at the checkout. Some stores will also display the Samsung Pay logo. Samsung Pay is available at most payment terminals in Canada

Apple Pay lets you use your Apple^® device to pay with your 1st Choice Savings credit card wherever you see the Apple Pay or contactless logo. Paying in stores with Apple Pay is easy, safe, and private. Your card details are not shared during a transaction, keeping your transactions private.

It’s quick, convenient, and free to use
It’s secure with Touch ID^®

Paying With Apple Pay

iPhone 8^® or earlier

If using an iPhone 8^® or earlier with Touch ID^®:

Place your finger on the home button and hold the top of your iPhone^® within a few centimeters of the contactless reader.
You will see 'Done' and a checkmark on the display letting you know your payment was approved. If vibration and sounds are enabled, you will feel a vibration and hear a beep.

iPhone X^®

Double-click the side button, then glance at iPhone X^® to authenticate with Face ID^® or enter your passcode.
Hold the top of iPhone X^® within a few centimeters of the contactless reader until you see ‘Done’ and a checkmark on the display.

Apple Watch^®

Double-click the side button and hold the display of your Apple Watch^® within a few centimeters of the contactless reader. Wait until you feel a gentle tap.
You will see ‘Done’ and a checkmark on the display letting you know your payment was approved.

Where To Use Apple Pay

Apple Pay using your 1st Choice Savings credit card works wherever Interac^® Flash is accepted. Just look for the Interac^® Flash logo or contactless symbol at the checkout. Some stores will also display the Apple Pay logo.


Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement! Redeem Points**	To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store. Login	Cards include robust insurance benefits such as auto rental collision,² mobile device insurance,² and more! Insurance Details	All cards are equipped with 24/7 fraud monitoring, which includes controls and alerts sent directly to your mobile phone. Security Features *Standard text messaging rates apply.

Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!**

Redeem Points

To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store.

Login

Cards include robust insurance benefits such as auto rental collision,² mobile device insurance,² and more!

Insurance details

All cards are equipped with 24/7 fraud monitoring, which includes controls and alerts sent directly to your mobile phone.

Security Features

*Standard text messaging rates apply.

**Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.

2 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

3 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:

You have used reasonable care in protecting your card from loss or theft; and
You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.

If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.

For more details please visit https://www.collabriacreditcards.ca/affiliate_1st-choice-savings-and-credit-union/business-cards.

™Google and the Google Pay logo are trademarks of Google LLC.

® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

Apple Pay is a trademark of Apple Inc.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa