1st Choice Savings - Business Savings Accounts

Let your money work for you while you focus on your business.

Business Daily Savings
Business Premium Savings

Daily Savings

Planning for those bigger investments? Why not start saving with an account that earns you daily interest? The Daily Business Savings account is a great way to start putting away money for short periods of time.

Account Details

Monthly Fee

$1.00

Debit Transactions

Overlimit Transactions Fee⁵

$0.75

Bill Payment Fee

$1.50

Other Canadian ATMs⁶

$1.50

US ATM

$2.50

International ATM

$3.00

⁶Other Financial Institutions may charge additional fees.

Fee Assessment >

Premium Savings

Get the premium treatment on your hard earned savings and receive a higher rate of interest in this easily accessible account. With two free transactions per month you experience the benefits of a higher interest rate without having to be locked into a fixed term.

Account Details

Monthly Fee

$0.00

Debit Transactions Included

Overlimit Transaction Fee⁵

$5.00

Bill Payment Fee

$1.50

Other Canadian ATMs⁶

$5.00

US ATM

$5.00

International ATM

$5.00

⁵In-branch withdrawals, Cleared Cheques, Electronic Debits (excluding eTransfers), Point of Sale, Online Bill Payment, CU Network ATM withdrawals.

⁶Other Financial Institutions may charge additional fees.

Fee Assessment >

Growth Account

Enjoy our newest premium savings account, designed to elevate your business and maximize your growth. As the funds in your account grow, so does your interest rate.

Account Balance	Interest Rate
$0 - $100,000	0.95%
$100,001 - $250,000	1.95%
$250,001 - $500,000	2.95%
$500,001 - $1,000,000	3.20%
Over $1,000,001	3.45%

Account Details

Monthly Fee

$0.00

Debit Transactions Included

Overlimit Transaction Fee⁵

$5.00

Bill Payment Fee

$1.50

Other Canadian ATMs⁶

$5.00

US ATM

$5.00

International ATM

$5.00

⁵In-branch withdrawals, Cleared Cheques, Electronic Debits (excluding eTransfers), Point of Sale, Online Bill Payment, CU Network ATM withdrawals.

⁶Other Financial Institutions may charge additional fees.

Fee Assessment >

Benefits & Features

100% Guarantee

All of your deposits are 100% guaranteed.

Apple Pay®

Make contactless, safe and secure purchases on your device with Apple Pay^®

Ding free®

Gain access to a network of no fee ATMs.

Online & Mobile

Download the 1st Choice Savings mobile app today!

Benefits & Features

Apple Pay®

Make contactless, safe, and secure purchases on your Apple device with Apple Pay®

Ding free®

Access 1,800+ ding free® ATMs across Canada

100% Deposit Guarantee

Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation

Online & Mobile

Download the 1st Choice Savings mobile app today

Business Credit Cards

A business credit card for all your business needs.

Credit Cards

Business Investing

Grow your profit and keep your business operations on track with investment solutions designed to suit your business needs.

Business Investing

Wealth Management

Whether you're just starting out, building your wealth, or planning to leave a legacy, we can help you get you started.

Wealth Management

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. Online brokerage services are offered through Qtrade Direct Investing. Qtrade Direct Investing, Qtrade Guided Portfolios and Aviso Wealth are divisions of Aviso Financial Inc.