Business Chequing Account
Whether you’re a start-up, growing steadily, or expanding, we’ve got the right account to support your business needs at every stage.
Basic Business

Looking to minimize your business costs? For as little as $7 a month the Basic Business Chequing account offers great flexibility for managing your resources and is ideal if you prefer to keep lower balances in your chequing account.

Account Details

Monthly Fee

$7.00


Debit & Credit Transactions Included

0


Overlimit Transaction Fee1

$1.00


In Branch Bill Payments Fee

$1.503


Other Canadian ATMs4

$1.50


US ATM

$2.50


International ATM

$3.00


e-Transfers

$0.00


1In-branch withdrawals and deposits, electronic debits & credits (excluding eTransfers), Point of Sale, Online bill payment, Cleared Cheques, CU Network ATM withdrawals.

3This includes bill payments completed at the CU network ATMs.

4Other Financial Institutions fees may charge additional fees.


Fee Assessment >

Bundle 1

If you don’t require a lot of day-to-day banking transactions, you’ll appreciate the value of our Business Bundle 1. This account includes 35 transactions per month for a minimal fee. If you require more transactions, that’s no problem. We offer unlimited additional transactions on a reasonable per-transaction fee.

Account Details

Monthly Fee

$23.95


Debit & Credit Transactions Included

35


In-Branch Bill Payment Fee

$1.50


Overlimit Transaction Fee1

$1.00


Other Canadian ATMs4

$1.50


US ATM

$2.50


International ATM

$3.00


e-Transfers

$0.00


1In-branch withdrawals and deposits, electronic debits & credits (excluding eTransfers), Point of Sale, Online bill payment, Cleared Cheques, CU Network ATM withdrawals.

4Other Financial Institutions fees may charge additional fees.

Fee Assessment >

Bundle 2

If your day-to-day business banking means one or two transactions a day, Business Bundle 2 will be a good fit for you. Offering you 75 transactions per month eliminates the stress of additional bank charges giving you the option of unlimited additional transactions at a reasonable rate.

Account Details

Monthly Fee

$42.95


Debit & Credit Transactions Included

75


Overlimit Transaction Fee1

$1.00


In Branch Bill Payments

$1.50


Other Canadian ATMs4

$1.50


US ATM

$2.50


International ATM

$3.00


e-Transfers

$0.00


1In-branch withdrawals and deposits, electronic debits & credits (excluding eTransfers), Point of Sale, Online bill payment, Cleared Cheques, CU Network ATM withdrawals.

4Other Financial Institutions fees may charge additional fees.

Fee Assessment >

Bundle 3

Is your business keeping you busy? If running your business requires several banking transactions per day, we have a great solution to help you minimize your cost. The Business Bundle 3 offers you 200 monthly transactions providing the value and the flexibility you need to keep things running smoothly. Plus, it eliminates any worry about unnecessary account charges costing you money that’s better spent elsewhere.

Account Details

Monthly Fee

$65.95


Debit & Credit Transactions Included

200


Overlimit Transaction Fee1

$1.00


In Branch Bill Payment Fee

$1.50


Other Canadian ATMs4

$1.50


US ATM

$2.50


International ATM

$3.00


e-Transfers

$0.00


1In-branch withdrawals and deposits, electronic debits & credits (excluding eTransfers), Point of Sale, Online bill payment, Cleared Cheques, CU Network ATM withdrawals.

4Other Financial Institutions fees may charge additional fees.

Fee Assessment >

Daily U.S

There’s no need to convert funds when doing business or traveling across the border. The Business Daily US Account allows you to earn daily interest, write cheques and withdraw cash all in US funds for as little as $5 a month

Account Details

Monthly Fee

$5.00


Debit Transactions

2


Overlimit Transaction Fee

$0.80 Debits Only2


In Branch Bill Payments Fee

N/A


Other Canadian ATMs

N/A


US ATM

N/A


International ATM

N/A


2Additional charges are for the following debit transactions only: Cleared cheques, In-branch withdrawals, electronic debits.

Fee Assessment >

Community Builder

The Community Builder account is great for those whose mission is to build up and better the lives of individuals within our communities through clubs or non-profit organizations.


Features

  • Only $5 a month

  • Enjoy unlimited transactions

  • Night deposit access is available

Benefits & Features


100% Guarantee

All of your deposits are 100% guaranteed.

Apple Pay®

Make contactless, safe and secure purchases on your device with Apple Pay®

Ding free®

Gain access to a network of no fee ATMs.

Online & Mobile

Download the 1st Choice Savings mobile app today!

Benefits & Features


Apple Pay®

Make contactless, safe, and secure purchases on your Apple device with Apple Pay®

Ding free®

Access 1,800+ ding free® ATMs across Canada

100% Deposit Guarantee

Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation

Online & Mobile

Download the 1st Choice Savings mobile app today

Manage With Ease

Feel confident in your banking. Manage your money with ease, with the 1st Choice Savings app.

business man using mobile banking app
business man using mobile banking app

Manage With Ease

Feel confident in your banking. Manage your money with ease, with the 1st Choice Savings app.

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Business Solutions

Take your business to the next level, manage risk, and take care of your staff with expert advice.
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