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  1. Agriculture
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  3. Guaranteed Investment Certificate (GIC)
Guaranteed Investment Certificate (GIC)
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Guaranteed Investment Certificates (GICs) & term deposits are low-risk investments that guarantee the return of your initial investment.

Which GIC is right for my business?

You can choose from a variety of GICs depending on your business investment needs, including short and long-term GICs. Feel confident knowing your money is working for you with a guaranteed rate of return.


Short-Term GIC

Don’t have money to put away for a long time? Try a short-term GIC.

Term: 30 - 270 Days

Interest Rate: Fixed

Great for: 

  • Saving for a large purchase

  • Maintaining some liquidity in a portfolio

  • Looking to invest, but need access to cash sooner than later

  • Paying off multiple debts, but looking to start investing

See Rates
Long-Term GIC

The longer the term, the higher the rate of return.

Term: 1 - 5 years

Interest Rate: Fixed

Great for:

  • Earning a higher rate of return on investments

  • If you are comfortable locking in for a longer period of time

  • Saving for a long-term goal

  • More stability in your investment portfolio

See Rates
U.S. Dollar GIC

Maximize your U.S. funds with a guaranteed rate of interest.

Term: 30 days - 1 year

Interest Rate: Variable

Features:

  • Choose conveniently from 30, 60, 90, or 180 days*

  • Interest is paid at the end of the term

  • Interest is paid in U.S. funds

*with a minimum investment of $5000 USD; or $500 USD for 1 year
See Rates
Benefits of GICs

Safe and Secure

Your principal investment and interest are guaranteed.

Convenient

Pick the term that works with your financial goals.

Higher Interest

GICs offer higher interest rates than a savings account.

Eligible for Registered Plans

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