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Our Most Popular Credit Cards
Cash Back World Elite® Mastercard®
| Annual Fee: | $120.00 |
| Interest Rate (Purchases): | 20.99% Fixed |
Centra Visa* Gold Card
| Annual Fee: | $50.00 |
| Interest Rate (Purchases): | 11.99% Fixed |
Features
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Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement! |
To check your balance, see transactions and make payments, simply visit CardWise Online or download CardWise Mobile from your mobile device’s app store. |
Cards include robust insurance benefits such as auto rental collision, emergency healthcare, mobile device insurance, and more! |
All cards are equipped with 24/7 fraud monitoring, which includes free fraud test alerts sent directly to your mobile phone. *Standard text messaging rates apply.
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Features
Redeem points for a variety of rewards such as travel, merchandise, events, or simply credit on your statement!
To check your balance, see transactions and make payments, simply visit MyCardInfo and sign in with your credentials!
Cards include robust insurance benefits such as auto rental collision, emergency healthcare, mobile device insurance, and more!
All cards are equipped with 24/7 fraud monitoring, which includes free fraud test alerts sent directly to your mobile phone. *Standard text messaging rates apply.
Everyday Purchases Made Easy
Pay contactless with your Android phone
Google Pay works anywhere contactless payments are accepted. Just wake up your Android phone and hold it near the reader until you see a checkmark. You don’t even need to open the app.
Set up Google Pay™ in a few easy steps
On your smartphone:
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Download the Google Pay app from Google Play or the App Store.
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Follow the instructions to add a card or another payment method.
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Verify your card if needed. Then you're all set!
On your wearable:
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Open Google Pay on the watch
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Tap (+) to Add Card
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Follow the on-screen prompts to complete the setup.
Where to use Google Pay™
Google Pay works wherever Interac Flash® is accepted. Just look for the Interac Flash logo or contactless symbol at the checkout. Some stores will also display the Google Pay logo.
You can also pay online and in-app wherever the Buy with Google Pay button is displayed.
Add your 1st Choice Savings credit card to Samsung Pay to easily pay for purchases with your Samsung device. Simply wipe up from the home button to access your favorite cards.
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It’s easy: Hold your device to the payment terminal.
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It’s secure: Samsung Pay has built-in features to help ensure your accounts are secure.
Adding a card to Samsung Pay® is easy
Samsung Pay is available on the latest Samsung devices: Galaxy S9 & S9+, Galaxy S8 & S8+, Galaxy S7 & S7 edge, Galaxy S6, S6 edge & S6 edge+, Galaxy Note9/Note8/Note5, and Galaxy A8/A5.
Samsung Pay comes pre-installed on most recent Samsung phones. If you don't have the app, you can download it from the Google Play store. You’ll need to be signed in to your Samsung account to use Samsung Pay.
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Open Samsung Pay and register your Samsung Pay PIN.
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Follow on-screen instructions to add your credit card and then select your preferred method to verify the card.
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Select your desired security or authentication options.
Where to use Samsung Pay®
Simply look for the Interac Flash logo or contactless symbol at the checkout. Some stores will also display the Samsung Pay logo. Samsung Pay is available at most payment terminals in Canada
Apple Pay® lets you use your Apple® device to pay with your 1st Choice Savings credit card wherever you see the Apple Pay® or contactless logo. Paying in stores with Apple Pay® is easy, safe, and private. Your card details are not shared during a transaction, keeping your transactions private.
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It’s quick, convenient, and free to use
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It’s secure with Touch ID®
Paying With Apple Pay®
iPhone 8® or earlier
If using an iPhone 8® or earlier with Touch ID®:
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Place your finger on the home button and hold the top of your iPhone® within a few centimeters of the contactless reader.
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You will see 'Done' and a checkmark on the display letting you know your payment was approved. If vibration and sounds are enabled, you will feel a vibration and hear a beep.
iPhone X®
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Double-click the side button, then glance at iPhone X® to authenticate with Face ID® or enter your passcode.
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Hold the top of iPhone X® within a few centimeters of the contactless reader until you see ‘Done’ and a checkmark on the display.
Apple Watch®
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Double-click the side button and hold the display of your Apple Watch® within a few centimeters of the contactless reader. Wait until you feel a gentle tap.
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You will see ‘Done’ and a checkmark on the display letting you know your payment was approved.
Where To Use Apple Pay®
Apple Pay® using your 1st Choice Savings credit card works wherever Interac® Flash is accepted. Just look for the Interac® Flash logo or contactless symbol at the checkout. Some stores will also display the Apple Pay® logo.