Chequing Accounts
Manage your finances hassle-free with our chequing accounts.

Digital Chequing

Available to open online

  • No monthly fee

  • Unlimited Interac e-Transfers®

  • Unlimited digital debit transactions

  • Bank anytime, anywhere with mobile and online banking

Low Fee Chequing*

  • $3.95 per month for up to 12 transactions

  • $1.25 for each transaction over 12 to a maximum of $13.95

  • Low Credit Union ATM Fees

  • Eligible for authorized overdraft

*Applicable for a discount: Seniors Discount (65 years and older) collecting Guaranteed Income Supplement or Registered Disability Savings Plan Beneficiary.

Daily Choice

  • No monthly fee with a minimum balance of $1,000 CAD

  • Unlimited debit transactions

  • Unlimited Interac e-Transfers®

  • No ATM fees at 1st Choice Savings and other credit unions

Youth

  • No monthly fee

  • Unlimited debit transactions

  • No minimum balance required

  • Earn interest on every dollar

Student Chequing

  • No monthly fee

  • Unlimited debit transactions

  • No minimum balance required

  • Free ATM withdrawals at 1st Choice Savings and other Credit Unions

US Chequing

  • No monthly fee

  • U.S. Draft $10.00

  • 2 free debit transactions per month

  • Transfer funds seamlessly and securely

Benefits & Features

100% guarantee icon
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100% Deposit Guarantee

Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation.

100% Deposit Guarantee

Ding free®

Gain access to a network of 1,800+ no-fee ATMs across Canada.

Ding Free® ATMs

Online & Mobile

Download the 1st Choice Savings mobile app today.

Apple Pay®

Make contactless, safe, and secure purchases on your Apple device with Apple Pay®.

Benefits & Features

100% Deposit Guarantee

Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation.

100% Deposit Guarantee

Ding free®

Gain access to a network of 1,800+ no-fee ATMs across Canada.

Ding Free® ATMs

Online & Mobile

Download the 1st Choice Savings mobile app today!

Apple Pay®

Make contactless, safe, and secure purchases on your Apple device with Apple Pay®.

Try Out Our Account Quiz Or View Savings Accounts

Take the account quiz to find the perfect account for you, or view our other accounts!


Disclaimers

*The number of transactions is not limited, but amounts allowed to be sent may be.
Interac e-Transfer® is a registered trade-mark of Interac Inc. Used under License.
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